Access to Capital and Credit 

(February 2017)
CDFI Fund Roundtable "Access to Capital and Credit in Native Communities" (Video)

This roundtable convened federal officials, leading national researchers, and other key stakeholders to discuss the findings shared and issues explored in the “Access to Capital and Credit in Native Communities” report, commissioned by the Department of Treasury’s CDFI Fund and produced by the Native Nations Institute at the University of Arizona. The roundtable featured a presentation of the report by its primary author, Dr. Miriam Jorgensen of the Native Nations Institute. 


Access to Capital and Credit in Native Communities Report 

This report emerges from the CDFI Fund’s commitment to helping Native communities develop through increased access to capital. The ideas presented are grounded in an understanding of current economic conditions in Native communities and in established research concerning the drivers of economic change in Native nations. The report also features a comprehensive set of policy recommendations categorized across seven key topics related to access to capital and credit in Indian Country. 


New Money Coming into Indian Country: Plan for the Long Term (Investor Alert) 

A range of programs and lawsuit settlements have resulted in new money coming into Indian Country. 

Savings and Financial Services in Native Communities 

Is a research brief produced by the Center for Social Development at Washington University in St. Louis measuring the use of conventional financial services in Native communities and the differences by community based on accessibility. The brief calls for an increase in access to financial education for Native consumers. Access this research brief here.

Statement of Hon. W. Ron Allen, Secretary, National Congress of American Indians 

In this statement before the U.S. Senate Committee on Indian Affairs and its Hearing on “Predatory Lending in Indian Country” (June 5, 2008), Ron Allen describes the lack of consumer protection that exists in tribal communities, and delineates three keys to enhancing that protection: financial choice, financial education, and jurisdiction.  

The Native American Lending Study

Was undertaken by the U.S. Department of Treasury‘s Community Development Financial Institutions Fund for the purposes of examining the access to capital and financial services on Indian Lands and Hawaiian Home Lands, identifying the barriers to access, and providing options to address these barriers. Access this report here.